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Daily life hacks : Those who graduate college with student loan owe close to $30,000 on average, according to the most recent data from the Institute for College Access & Success. But they’ll likely repay thousands more than that because of interest. One key to limiting interest cost is choosing the right repayment plan . The bottom line? Opting for lower payments will cost you more overall. Using a tool like the Education Department’s Repayment Estimator can help you better understand potential costs. Here’s how much $30,000 in unsubsidized federal student loans would cost under different plans at the 2019-2020 undergraduate rate of 4.53%. STANDARD REPAYMENT Total repaid: $37,311 Monthly payment: $311 Repayment term: 120 months The standard plan splits loans into 120 equal payments over 10 years. Federal borrowers automatically start repayment under this plan, unless they choose a different option. Standard repayment adds more than $7,000 to the ...

Technology News : Samsung TVhas advised owners of its latest TVs to run regular virus scans. A how-to video on the Samsung Support USA Twitter account demonstrates the more than a dozen remote-control button presses required to access the sub-menu needed to activate the check. It suggested users should carry out the process “every few weeks” to “prevent malicious software attacks”. The suggestion surprised cyber-security specialists, who said the public would be unlikely to go to the trouble. BBC News asked Samsung whether any specific threat had prompted the warning. The company responded that it had been “posted for customers’ education”. However, it also deleted the post at about the same time. The 19-second video guide had been watched more than 200,000 times. In a separate statement given to the BBC on 18 June, Samsung added: “Samsung takes security very seriously and our products and services are designed with security in mind. “Yesterday we shar...

Daily life hacks : After every party it’s time to clean up and Mount Everest is no different. The record number of climbers crowding the world’s highest mountain this season has left a government cleanup crew grappling with how to clear away everything from abandoned tents to human waste that threatens drinking water. Budget expedition companies charge as little as $30,000 per climber, cutting costs including waste removal. Everest has so much garbage — depleted oxygen cylinders, food packaging, rope — that climbers use the trash as a kind of signpost. But this year’s haul from an estimated 700 climbers, guides and porters on the mountain has been a shock to the ethnic Sherpas who worked on the government’s cleanup drive this spring. Moreover, the tents are littering South Col, or Camp 4, which, at 8,000 meters (26,240 feet) is the highest campsite on Everest, just below the summit. The high winds at that elevation have scattered the tents and trash everywhere. “The alti...

Today Entertainment News : The Night King was no match for Arya Stark, so it stands to reason that the murderous gangster who sets his sights on Maisie Williams in her next project doesn’t stand a chance. Sky, a UK media and entertainment company, has announced the “Game of Thrones” favorite will star in a six-part comedy series currently called “Two Weeks to Live.” Williams will play a woman named Kim who was raised by her single mother in a rural environment and taught bizarre survival techniques following the death of her father under suspicious circumstances, according to a release. The series picks up as now-grown Kim enters the real world for the first time and begins a secret mission of honoring her father’s memory. Her mission takes an unlikely turn when a series of chaotic events find Kim and two others, a boy named Nicky and his pub owner brother, on the run from a murderous gangster and the police with a stolen bag of cash. “But Kim is no ordinary fish...

Today Sports News In a widely expected move, Kawhi Leonard will decline his 2019-20 player option with the Toronto Raptors to become an unrestricted free agent this summer, according to Chris Haynes of Yahoo Sports. However, Haynes noted that Leonard is “believed to be seriously considering re-signing with the Raptors.” Leonard would have earned roughly $21.3 million in 2019-20 had he exercised the option. But even if he intends to return to the Raptors, opting out was a no-brainer for the three-time All-Star. The Raptors can offer him a five-year, $189.7 million max extension, while other teams can’t give him more than a four-year, $140.6 million contract. Leonard also may prefer to take the LeBron James and Kevin Durant approach, where he signs a short-term deal that would allow him to opt out again in a year or two. Doing so would allow him to ink an even heftier max contract in 2021 or beyond. Either way, the 27-year-old had no reason to see out the remai...